• Assessment of needs
• Provide independent Life, Long-Term Care, and Disability insurance strategies and products
• Confidential advance underwriting to assess level of insurability

Planning for the best is what we strive for, however, we also want to make sure that you prepare for the worst.

We go deeper and make sure our clients have a plan in place.

We are brokers representing many companies and know how to ‘pre-underwrite’ to provide realistic costs without exposing you to any company before selecting a course of action.  We also make sure ownership and beneficiary designations integrate with your other planning for maximum tax efficiency.

This material contains only general descriptions and is not a solicitation to sell any insurance product or security, nor is it intended as any financial or tax advice. For information about specific insurance needs or situations, contact your insurance agent. In addition, state insurance laws and insurance underwriting rules may affect available coverage and its costs. Guarantees are based on the claims paying ability of the issuing company.